{"id":898,"date":"2025-08-05T12:56:48","date_gmt":"2025-08-05T07:26:48","guid":{"rendered":"https:\/\/aepsseva.in\/blog\/?p=898"},"modified":"2025-08-05T12:56:48","modified_gmt":"2025-08-05T07:26:48","slug":"aeps-bank-support-list-npci-live-member-banks","status":"publish","type":"post","link":"https:\/\/aepsseva.in\/blog\/aeps-bank-support-list-npci-live-member-banks\/","title":{"rendered":"AEPS Bank Support List (NPCI Live Member Banks) \u2013 State Wise Details"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><strong>Aadhaar Enabled Payment System (AEPS)<\/strong> is a revolutionary banking service that (<strong><a href=\"https:\/\/www.npci.org.in\/what-we-do\/nach\/live-members\" target=\"_blank\" rel=\"noopener\">AEPS Bank Support List (NPCI Live Member Banks<\/a>)<\/strong> allows customers to perform basic transactions using only their Aadhaar number and biometric authentication. One of the most important aspects of AEPS is knowing which banks support it. In this <strong>in-depth guide<\/strong>, we\u2019ll explore the\u00a0<strong>AEPS Bank Support List (NPCI Live Member Banks)<\/strong>\u00a0with\u00a0<strong>state-wise details<\/strong>, helping you understand which banks are part of this network and how you can benefit from it.<\/p>\n<hr \/>\n<h2><strong>What is AEPS?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Before diving into the\u00a0<strong>AEPS Bank Support List<\/strong>, let\u2019s briefly understand how AEPS works.<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>No Need for Physical Cards<\/strong>: Transactions are authenticated via\u00a0<strong>Aadhaar-linked biometrics<\/strong>\u00a0(fingerprint\/iris scan).<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Basic Banking Services<\/strong>: Includes\u00a0<strong>cash withdrawal, balance inquiry, fund transfers, and mini statements<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Interoperability<\/strong>: Works across different banks, making banking accessible even in rural areas.<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\">The system is managed by the\u00a0<strong>National Payments Corporation of India (NPCI)<\/strong>, ensuring secure and seamless transactions.<\/p>\n<hr \/>\n<h2><strong>Why is the AEPS Bank Support List Important?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Not all banks are part of the\u00a0<strong>NPCI AEPS network<\/strong>. Knowing which banks support AEPS helps:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Customers verify if their bank allows AEPS transactions.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Business correspondents (BCs) and banking agents ensure smooth service delivery.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Merchants and small vendors confirm which banks\u2019 customers can make AEPS payments.<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<figure id=\"attachment_903\" aria-describedby=\"caption-attachment-903\" style=\"width: 1536px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-903\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min.png\" alt=\"AEPS Bank Support List (NPCI Live Member Banks)\" width=\"1536\" height=\"1024\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min.png 1536w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt33e3cvra0yrd0rgreb-min-768x512.png 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><figcaption id=\"caption-attachment-903\" class=\"wp-caption-text\">AEPS Bank Support List (NPCI Live Member Banks)<\/figcaption><\/figure>\n<h2><strong>AEPS Bank Support List (NPCI Live Member Banks) \u2013 State Wise<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Below is a\u00a0<strong>comprehensive list of banks supporting AEPS<\/strong>, categorized by states for easier reference.<\/p>\n<h3><strong>Public Sector Banks (PSBs) Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">These government-owned banks are widely accessible across India:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>State Bank of India (SBI)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Punjab National Bank (PNB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Bank of Baroda (BoB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Canara Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Union Bank of India<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Bank of India (BoI)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Indian Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Central Bank of India<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Indian Overseas Bank (IOB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>UCO Bank<\/strong><\/p>\n<\/li>\n<\/ol>\n<h3><strong>Private Banks Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Several private banks also participate in AEPS:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>HDFC Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>ICICI Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Axis Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Kotak Mahindra Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>IndusInd Bank<\/strong><\/p>\n<\/li>\n<\/ol>\n<h3><strong>Regional Rural Banks (RRBs) Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Many RRBs are part of the AEPS network, enhancing rural banking:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Andhra Pradesh Grameena Vikas Bank (APGVB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Baroda Gujarat Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Karnataka Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Punjab Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Uttar Bihar Gramin Bank<\/strong><\/p>\n<\/li>\n<\/ol>\n<h3><strong>State-Wise AEPS Bank Availability<\/strong><\/h3>\n<div class=\"markdown-table-wrapper\">\n<table>\n<thead>\n<tr>\n<th><strong>State<\/strong><\/th>\n<th><strong>Major AEPS-Supported Banks<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Andhra Pradesh<\/strong><\/td>\n<td>SBI, Andhra Bank, APGVB<\/td>\n<\/tr>\n<tr>\n<td><strong>Bihar<\/strong><\/td>\n<td>PNB, BoB, Uttar Bihar Gramin Bank<\/td>\n<\/tr>\n<tr>\n<td><strong>Gujarat<\/strong><\/td>\n<td>BoB, Dena Bank, Baroda Gujarat Gramin Bank<\/td>\n<\/tr>\n<tr>\n<td><strong>Karnataka<\/strong><\/td>\n<td>Canara Bank, Karnataka Gramin Bank<\/td>\n<\/tr>\n<tr>\n<td><strong>Maharashtra<\/strong><\/td>\n<td>SBI, Bank of Maharashtra<\/td>\n<\/tr>\n<tr>\n<td><strong>Punjab<\/strong><\/td>\n<td>PNB, Punjab &amp; Sind Bank, Punjab Gramin Bank<\/td>\n<\/tr>\n<tr>\n<td><strong>Tamil Nadu<\/strong><\/td>\n<td>Indian Bank, IOB<\/td>\n<\/tr>\n<tr>\n<td><strong>Uttar Pradesh<\/strong><\/td>\n<td>SBI, PNB, Union Bank<\/td>\n<\/tr>\n<tr>\n<td><strong>West Bengal<\/strong><\/td>\n<td>UCO Bank, Allahabad Bank<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"ds-markdown-paragraph\"><em>(Note: This is a general overview. For the latest updates, check the<\/em>\u00a0<a href=\"https:\/\/www.npci.org.in\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>NPCI official website<\/strong><\/a><em>.)<\/em><\/p>\n<hr \/>\n<h2><strong>How to Check if Your Bank Supports AEPS?<\/strong><\/h2>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Visit the NPCI Website<\/strong>: The most reliable source for the latest\u00a0<strong>AEPS Bank Support List<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Contact Your Bank<\/strong>: Customer care can confirm AEPS availability.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Check with Banking Agents<\/strong>: Local BCs (Business Correspondents) often have updated lists.<\/p>\n<\/li>\n<\/ol>\n<hr \/>\n<h2><strong>Benefits of Using AEPS<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">\u2705\u00a0<strong>No Need for Smartphones or Internet<\/strong>\u00a0\u2013 Works on basic micro-ATMs.<br \/>\n\u2705\u00a0<strong>Financial Inclusion<\/strong>\u00a0\u2013 Helps rural and unbanked populations access banking.<br \/>\n\u2705\u00a0<strong>Secure Transactions<\/strong>\u00a0\u2013 Biometric authentication reduces fraud risks.<\/p>\n<hr \/>\n<h2><strong>Challenges with AEPS<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Despite its benefits, AEPS faces some issues:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Biometric Failures<\/strong>: Poor fingerprint scans can delay transactions.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Limited Awareness<\/strong>: Many rural users are unaware of AEPS services.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Bank Network Issues<\/strong>: Some banks experience downtime.<\/p>\n<\/li>\n<\/ul>\n<hr \/>\n<figure id=\"attachment_902\" aria-describedby=\"caption-attachment-902\" style=\"width: 1536px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-902\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min.png\" alt=\"AEPS Bank Support List (NPCI Live Member Banks)\" width=\"1536\" height=\"1024\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min.png 1536w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/08\/20250805_1240_AEPS-Bank-Support-Guide_simple_compose_01k1wgzt32ee3s2g0jarwydjtp-min-768x512.png 768w\" sizes=\"auto, (max-width: 1536px) 100vw, 1536px\" \/><figcaption id=\"caption-attachment-902\" class=\"wp-caption-text\">AEPS Bank Support List (NPCI Live Member Banks)<\/figcaption><\/figure>\n<h2><strong>Future of AEPS in India<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">With\u00a0<strong>India\u2019s push for digital banking<\/strong>, AEPS is expected to grow. The government\u2019s\u00a0<strong>Jan Dhan Yojana<\/strong>\u00a0and\u00a0<strong>Direct Benefit Transfers (DBT)<\/strong>\u00a0rely heavily on AEPS for last-mile delivery.<\/p>\n<hr \/>\n<h3><strong>Frequently Asked Questions (FAQs)<\/strong><\/h3>\n<h4><strong>1. Can I use AEPS without a bank account?<\/strong><\/h4>\n<p class=\"ds-markdown-paragraph\">No, your Aadhaar must be linked to a bank account for AEPS transactions.<\/p>\n<h4><strong>2. Is there any transaction limit for AEPS?<\/strong><\/h4>\n<p class=\"ds-markdown-paragraph\">Yes, most banks allow\u00a0<strong>\u20b910,000 per transaction<\/strong>\u00a0with daily limits varying by bank.<\/p>\n<h4><strong>3. Are private banks part of the AEPS network?<\/strong><\/h4>\n<p class=\"ds-markdown-paragraph\">Yes, major private banks like\u00a0<strong>HDFC, ICICI, and Axis<\/strong>\u00a0support AEPS.<\/p>\n<h4><strong>4. What if my fingerprint fails during AEPS?<\/strong><\/h4>\n<p class=\"ds-markdown-paragraph\">You can try again or use an\u00a0<strong>iris scan<\/strong>\u00a0(if supported). If it still fails, visit your bank branch.<\/p>\n<h4><strong>5. How do I register for AEPS?<\/strong><\/h4>\n<p class=\"ds-markdown-paragraph\">Your Aadhaar must be linked to your bank account. No separate registration is needed.<\/p>\n<hr \/>\n<h2><strong>Conclusion<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">The\u00a0<strong>AEPS Bank Support List (NPCI Live Member Banks)<\/strong>\u00a0is crucial for anyone using or providing AEPS services. With\u00a0<strong>state-wise details<\/strong>, this guide helps customers, agents, and merchants identify supported banks easily. As India moves towards a\u00a0<strong>cashless economy<\/strong>, AEPS will continue playing a key role in financial inclusion.<\/p>\n<p class=\"ds-markdown-paragraph\">For the latest updates, always refer to the\u00a0<strong>official NPCI website<\/strong>\u00a0or contact your bank directly.<\/p>\n<hr \/>\n<h3><strong>Disclaimer<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">This article is for\u00a0<strong>educational purposes only<\/strong>. While we strive for accuracy, banking policies may change. For official confirmation, visit\u00a0<a href=\"https:\/\/www.npci.org.in\/\" target=\"_blank\" rel=\"noopener noreferrer\">NPCI\u2019s website<\/a>. If you have any concerns regarding this post, please refer to our\u00a0<strong><a href=\"https:\/\/aepsseva.in\/blog\/device-not-connecting-after-aeps-registration\/\">DMCA<\/a> policy<\/strong>\u00a0for content removal requests.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aadhaar Enabled Payment System (AEPS) is a revolutionary banking service that (AEPS Bank Support List (NPCI Live Member Banks) allows [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":902,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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