{"id":635,"date":"2025-07-29T11:46:06","date_gmt":"2025-07-29T06:16:06","guid":{"rendered":"https:\/\/aepsseva.in\/blog\/?p=635"},"modified":"2025-07-29T11:46:06","modified_gmt":"2025-07-29T06:16:06","slug":"aeps","status":"publish","type":"post","link":"https:\/\/aepsseva.in\/blog\/aeps\/","title":{"rendered":"AEPS Bank List 2025: Which Banks Support AEPS?"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\">If you&#8217;re looking for a convenient way to perform basic banking transactions without a debit card or visiting a branch,\u00a0<strong>AEPS (Aadhaar Enabled Payment System)<\/strong>\u00a0is the solution. But which banks support AEPS in 2025? This in-depth guide covers everything you need to know\u2014<strong>from the updated AEPS bank list to how it works, benefits, and FAQs.<\/strong><\/p>\n<h2><strong>What is AEPS?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\"><strong>AEPS (Aadhaar Enabled Payment System)<\/strong>\u00a0is a bank-led digital payment model that allows users <a href=\"https:\/\/www.indusind.com\/in\/en\/personal\/aeps.html?utm_source=Google_Organic_Search\" target=\"_blank\" rel=\"noopener\">to<\/a> carry out financial transactions using only their\u00a0<strong>Aadhaar number and biometric authentication<\/strong>\u00a0(fingerprint\/iris scan). Introduced by the\u00a0<strong>National Payments Corporation of India (NPCI)<\/strong>, AEPS eliminates the need for physical cards, PINs, or mobile apps.<\/p>\n<h3><strong>Key Transactions Supported by AEPS:<\/strong><\/h3>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Cash Withdrawal<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Balance Enquiry<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Mini Statement<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Aadhaar to Aadhaar Fund Transfer<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>BHIM Aadhaar Pay (Merchant Payments)<\/strong><\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_638\" aria-describedby=\"caption-attachment-638\" style=\"width: 640px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-638\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min-1024x683.png\" alt=\"AEPS\" width=\"640\" height=\"427\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw2f86ae94w1smnbytf-min.png 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-638\" class=\"wp-caption-text\">AEPS<\/figcaption><\/figure>\n<h2><strong>AEPS Bank List 2025: Which Banks Support It?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Almost all major\u00a0<strong>public sector, private, and regional rural banks (RRBs)<\/strong>\u00a0in India support AEPS. Below is the updated\u00a0<strong>AEPS bank list for 2025<\/strong>, categorized for easy reference.<\/p>\n<h3><strong>1. Public Sector Banks (PSBs) Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">These government-owned banks are fully integrated with AEPS:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>State Bank of India (SBI)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Punjab National Bank (PNB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Bank of Baroda (BoB)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Canara Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Union Bank of India<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Bank of India (BoI)<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Indian Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Central Bank of India<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>UCO Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Punjab &amp; Sind Bank<\/strong><\/p>\n<\/li>\n<\/ul>\n<h3><strong>2. Private Banks Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Many private banks also participate in AEPS transactions:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>HDFC Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>ICICI Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Axis Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Kotak Mahindra Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>IndusInd Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>IDFC First Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Yes Bank<\/strong><\/p>\n<\/li>\n<\/ul>\n<h3><strong>3. Regional Rural Banks (RRBs) Supporting AEPS<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Several RRBs allow AEPS-based banking:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Andhra Pradesh Grameena Vikas Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Uttar Bihar Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Punjab Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Karnataka Gramin Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Tamil Nadu Grama Bank<\/strong><\/p>\n<\/li>\n<\/ul>\n<h3><strong>4. Small Finance Banks &amp; Payment Banks<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Even newer banking models support AEPS:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Airtel Payments Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Paytm Payments Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Fino Payments Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Jana Small Finance Bank<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Equitas Small Finance Bank<\/strong><\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\"><em>(Note: The list is subject to updates. Always verify with your bank or the NPCI website.)<\/em><\/p>\n<h2><strong>How to Use AEPS for Transactions?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">To use AEPS, follow these steps:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Visit an AEPS-enabled Micro ATM or Business Correspondent (BC) outlet.<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Select the type of transaction (e.g., cash withdrawal).<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Enter your Aadhaar number.<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Choose your bank name.<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Authenticate via fingerprint\/iris scan.<\/strong><\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Complete the transaction.<\/strong><\/p>\n<\/li>\n<\/ol>\n<h2><strong>Benefits of AEPS<\/strong><\/h2>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>No need for debit cards or PINs<\/strong>\u00a0\u2013 Just Aadhaar and biometrics.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Accessible in rural areas<\/strong>\u00a0\u2013 Works even without internet.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Secure transactions<\/strong>\u00a0\u2013 Biometric authentication reduces fraud.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Wide acceptance<\/strong>\u00a0\u2013 Supported by most Indian banks.<\/p>\n<\/li>\n<\/ul>\n<h2><strong>Limitations of AEPS<\/strong><\/h2>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Biometric failures<\/strong>\u00a0can sometimes delay transactions.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Daily transaction limits<\/strong>\u00a0apply (usually \u20b910,000 per day).<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Dependence on banking correspondents<\/strong>\u00a0in remote areas.<\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_637\" aria-describedby=\"caption-attachment-637\" style=\"width: 640px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-637\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min-1024x683.png\" alt=\"AEPS\" width=\"640\" height=\"427\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1712_2025-AEPS-Bank-List_simple_compose_01k1aztgw1ezdb58ys5qcekwmm-min.png 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-637\" class=\"wp-caption-text\">AEPS<\/figcaption><\/figure>\n<h2><strong>Frequently Asked Questions (FAQs)<\/strong><\/h2>\n<h3><strong>1. Is AEPS free to use?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Most banks do not charge for AEPS transactions, but some BC agents may apply a nominal fee (\u20b95-\u20b920 per withdrawal).<\/p>\n<h3><strong>2. Can I use AEPS without a bank account?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">No, your Aadhaar must be linked to a bank account for AEPS transactions.<\/p>\n<h3><strong>3. What if my fingerprint doesn\u2019t work?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">You can use\u00a0<strong>Iris scan authentication<\/strong>\u00a0or visit your bank branch to update biometrics in Aadhaar.<\/p>\n<h3><strong>4. Is AEPS safe?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Yes, since it requires biometric verification, it\u2019s more secure than OTP or card-based transactions.<\/p>\n<h3><strong>5. How do I check if my bank supports AEPS?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Visit the\u00a0<strong>NPCI website<\/strong>\u00a0or contact your bank\u2019s customer care.<\/p>\n<h2><strong>Conclusion<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\"><strong>AEPS is a game-changer for financial inclusion in India<\/strong>, especially for rural populations and those without smartphones. With almost all major banks supporting it in\u00a0<strong>2025<\/strong>, AEPS makes banking simpler and more accessible.<\/p>\n<p class=\"ds-markdown-paragraph\">Before using AEPS, ensure your\u00a0<strong>Aadhaar is linked to your bank account<\/strong>\u00a0and your biometrics are updated. If your bank isn\u2019t listed, check with NPCI for the latest updates.<\/p>\n<hr \/>\n<h3><strong>Disclaimer<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">This article is for\u00a0<strong>educational purposes only<\/strong>. For official confirmation on AEPS-supported banks, refer to the\u00a0<strong>NPCI or your bank\u2019s website<\/strong>. If you have any concerns regarding this content, please visit our\u00a0<strong><a href=\"https:\/\/aepsseva.in\/blog\/aeps-id\/\">DMCA<\/a> page<\/strong>\u00a0for removal requests. Verify all details before making financial decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re looking for a convenient way to perform basic banking transactions without a debit card or visiting a branch,\u00a0AEPS [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":637,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[228],"tags":[262],"class_list":["post-635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aeps","tag-aeps"],"_links":{"self":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/comments?post=635"}],"version-history":[{"count":3,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/635\/revisions"}],"predecessor-version":[{"id":640,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/635\/revisions\/640"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/media\/637"}],"wp:attachment":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/media?parent=635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/categories?post=635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/tags?post=635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}