{"id":621,"date":"2025-07-29T11:31:56","date_gmt":"2025-07-29T06:01:56","guid":{"rendered":"https:\/\/aepsseva.in\/blog\/?p=621"},"modified":"2025-07-29T11:31:56","modified_gmt":"2025-07-29T06:01:56","slug":"aeps-id","status":"publish","type":"post","link":"https:\/\/aepsseva.in\/blog\/aeps-id\/","title":{"rendered":"How to Get AEPS ID: Complete Step-by-Step Process"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\">If you\u2019re looking to access banking services without a debit card or internet banking,\u00a0<strong>AEPS (Aadhaar Enabled Payment System)<\/strong>\u00a0is the perfect solution. But before you can use it, you need an\u00a0<strong>AEPS ID<\/strong>. In this detailed guide, we\u2019ll walk you through everything you need to know about\u00a0<strong>how to get AEPS ID<\/strong>, including the step-by-step process, requirements, and common FAQs.<\/p>\n<h2><strong>What is an AEPS ID?<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\"><strong>AEPS (Aadhaar Enabled Payment System)<\/strong>\u00a0is a bank-led model that allows customers to perform basic banking transactions using their\u00a0<strong>Aadhaar number<\/strong>\u00a0<a href=\"https:\/\/www.digitalindia.gov.in\/initiative\/aeps\/\" target=\"_blank\" rel=\"noopener\">and<\/a> biometric authentication. The\u00a0<strong>AEPS ID<\/strong>\u00a0is a unique identifier that enables you to use services like:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Cash withdrawal<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Balance inquiry<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Fund transfers<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Mini statements<\/p>\n<\/li>\n<\/ul>\n<p class=\"ds-markdown-paragraph\">Unlike traditional banking, AEPS doesn\u2019t require a debit card, PIN, or mobile banking\u2014just your\u00a0<strong>Aadhaar-linked bank account<\/strong>\u00a0and fingerprint authentication.<\/p>\n<figure id=\"attachment_626\" aria-describedby=\"caption-attachment-626\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-626\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min-1024x683.png\" alt=\"AEPS ID\" width=\"640\" height=\"427\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdxfgcr540zwrv4qb0x-min.png 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-626\" class=\"wp-caption-text\">AEPS ID<\/figcaption><\/figure>\n<h2><strong>How to Get AEPS ID: Step-by-Step Process<\/strong><\/h2>\n<h3><strong>Step 1: Ensure Your Aadhaar is Linked to Your Bank Account<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Before applying for an\u00a0<strong>AEPS ID<\/strong>, confirm that your\u00a0<strong>Aadhaar number is linked to your bank account<\/strong>. Here\u2019s how to check:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\">Visit your bank branch or log in to net banking.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Check under the\u00a0<strong>\u201cAadhaar linking status\u201d<\/strong>\u00a0section.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">If not linked, submit an\u00a0<strong>Aadhaar linking request<\/strong>\u00a0at your bank or online via UIDAI\u2019s website.<\/p>\n<\/li>\n<\/ol>\n<h3><strong>Step 2: Visit a Banking Correspondent (BC) or AEPS Service Provider<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Since AEPS is primarily used through\u00a0<strong>Banking Correspondents (BCs)<\/strong>\u00a0or micro-ATM agents, you\u2019ll need to:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\">Locate an\u00a0<strong>authorized BC agent<\/strong>\u00a0(available at most local kirana stores, banking kiosks, or CSPs).<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Provide your\u00a0<strong>Aadhaar number<\/strong>\u00a0and bank details.<\/p>\n<\/li>\n<\/ol>\n<h3><strong>Step 3: Biometric Authentication<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">The agent will:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\">Enter your\u00a0<strong>Aadhaar number<\/strong>\u00a0into their AEPS machine.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Ask you to\u00a0<strong>verify your identity<\/strong>\u00a0via fingerprint or iris scan.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Once authenticated, your\u00a0<strong>AEPS ID<\/strong>\u00a0will be generated.<\/p>\n<\/li>\n<\/ol>\n<h3><strong>Step 4: Start Using AEPS Services<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">With your\u00a0<strong>AEPS ID activated<\/strong>, you can now:<\/p>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\">Withdraw cash at BC outlets<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Check your balance<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Transfer money to other Aadhaar-linked accounts<\/p>\n<\/li>\n<\/ul>\n<h2><strong>Alternative Method: Getting AEPS ID Online<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Some banks and fintech companies (like PayNearby, Spice Money) allow you to\u00a0<strong>generate an AEPS ID online<\/strong>:<\/p>\n<ol start=\"1\">\n<li>\n<p class=\"ds-markdown-paragraph\">Download an\u00a0<strong>AEPS-enabled app<\/strong>\u00a0(e.g., BHIM, BankMitra).<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Register using your\u00a0<strong>Aadhaar and bank details<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Complete\u00a0<strong>biometric verification<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\">Your\u00a0<strong>AEPS ID<\/strong>\u00a0will be created instantly.<\/p>\n<\/li>\n<\/ol>\n<h2><strong>Common Issues &amp; Troubleshooting<\/strong><\/h2>\n<ul>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Aadhaar Not Linked?<\/strong>\u00a0Visit your bank branch to complete the process.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>Biometric Failure?<\/strong>\u00a0Ensure your fingerprints are clean or update Aadhaar biometrics at a UIDAI center.<\/p>\n<\/li>\n<li>\n<p class=\"ds-markdown-paragraph\"><strong>AEPS Transaction Failed?<\/strong>\u00a0Check if your bank supports AEPS or contact customer support.<\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_625\" aria-describedby=\"caption-attachment-625\" style=\"width: 640px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-625\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min-1024x683.png\" alt=\"AEPS ID\" width=\"640\" height=\"427\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/07\/20250729_1659_Obtaining-AEPS-ID-Guide_simple_compose_01k1az0tdwea5vze42mdhhgcx3-min.png 1536w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-625\" class=\"wp-caption-text\">AEPS ID`<\/figcaption><\/figure>\n<h2><strong>Frequently Asked Questions (FAQs)<\/strong><\/h2>\n<h3><strong>1. Is AEPS ID the same as Aadhaar number?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">No, your\u00a0<strong>AEPS ID<\/strong>\u00a0is a unique reference generated for banking transactions, while your\u00a0<strong>Aadhaar number<\/strong>\u00a0is your identity proof.<\/p>\n<h3><strong>2. Can I use AEPS without a bank account?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">No, you must have an\u00a0<strong>Aadhaar-linked bank account<\/strong>\u00a0to use AEPS services.<\/p>\n<h3><strong>3. Are there any charges for AEPS transactions?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">Most banks offer\u00a0<strong>free AEPS transactions<\/strong>, but some BC agents may charge a nominal fee (\u20b95-\u20b910 per transaction).<\/p>\n<h3><strong>4. What if my fingerprint doesn\u2019t work for AEPS?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">You can use\u00a0<strong>iris scanning<\/strong>\u00a0(if available) or update your biometrics at a UIDAI enrollment center.<\/p>\n<h3><strong>5. Can I change my AEPS ID?<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">No, your\u00a0<strong>AEPS ID<\/strong>\u00a0is linked to your Aadhaar and bank account and cannot be changed.<\/p>\n<h2><strong>Conclusion<\/strong><\/h2>\n<p class=\"ds-markdown-paragraph\">Getting an\u00a0<strong>AEPS ID<\/strong>\u00a0is simple if your Aadhaar is linked to your bank account. Whether through a Banking Correspondent or an online app, the process is quick and secure. With AEPS, you can enjoy\u00a0<strong>cardless and PIN-free banking<\/strong>, making transactions easier, especially in rural areas.<\/p>\n<p class=\"ds-markdown-paragraph\"><strong>Need help?<\/strong>\u00a0Visit your nearest bank branch or AEPS service provider to get started today!<\/p>\n<hr \/>\n<h3><strong>Disclaimer<\/strong><\/h3>\n<p class=\"ds-markdown-paragraph\">This post is for\u00a0<strong>educational purposes only<\/strong>. If you have any concerns regarding this content, please visit our\u00a0<strong><a href=\"https:\/\/aepsseva.in\/blog\/aeps-%e0%a4%95%e0%a5%88%e0%a4%b8%e0%a5%87-%e0%a4%95%e0%a4%be%e0%a4%ae-%e0%a4%95%e0%a4%b0%e0%a4%a4%e0%a4%be-%e0%a4%b9%e0%a5%88\/\">DMCA<\/a> page<\/strong>\u00a0for removal requests or ownership verification. Always verify details with official banking sources before proceeding.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re looking to access banking services without a debit card or internet banking,\u00a0AEPS (Aadhaar Enabled Payment System)\u00a0is the perfect [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":625,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[228],"tags":[261],"class_list":["post-621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aeps","tag-aeps-id"],"_links":{"self":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/comments?post=621"}],"version-history":[{"count":5,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/621\/revisions"}],"predecessor-version":[{"id":628,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/posts\/621\/revisions\/628"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/media\/625"}],"wp:attachment":[{"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/media?parent=621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/categories?post=621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aepsseva.in\/blog\/wp-json\/wp\/v2\/tags?post=621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}