{"id":2064,"date":"2025-12-04T21:39:02","date_gmt":"2025-12-04T16:09:02","guid":{"rendered":"https:\/\/aepsseva.in\/blog\/?p=2064"},"modified":"2025-12-04T21:39:02","modified_gmt":"2025-12-04T16:09:02","slug":"boi-aeps-service","status":"publish","type":"post","link":"https:\/\/aepsseva.in\/blog\/boi-aeps-service\/","title":{"rendered":"Boi AEPS Service: A Complete, In-Depth Guide for Beginners and Businesses"},"content":{"rendered":"<p data-start=\"82\" data-end=\"188\"><strong style=\"font-size: 16px;\" data-start=\"232\" data-end=\"252\">Boi AEPS Service<\/strong><span style=\"font-size: 16px;\"> is one of the most reliable and convenient digital banking solutions offered by Bank of India (BOI). Before we explore how the service works, why it matters, and how agents earn through it, let\u2019s take a moment to understand what makes AEPS such an important part of India\u2019s financial ecosystem.<\/span><\/p>\n<hr data-start=\"1072\" data-end=\"1075\" \/>\n<figure id=\"attachment_2065\" aria-describedby=\"caption-attachment-2065\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-2065\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j-1024x683.png\" alt=\"Boi AEPS Service\" width=\"1024\" height=\"683\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzyeg7b9qvqbph8pn0j.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-2065\" class=\"wp-caption-text\">Boi AEPS Service<\/figcaption><\/figure>\n<h2 data-start=\"1077\" data-end=\"1137\"><strong data-start=\"1080\" data-end=\"1135\">1. Introduction: Understanding AEPS in Simple Terms<\/strong><\/h2>\n<p data-start=\"1138\" data-end=\"1456\">India\u2019s digital financial revolution accelerated after Aadhaar became widely adopted. AEPS \u2014 Aadhaar Enabled Payment System \u2014 allows people to access basic banking services using their Aadhaar number and fingerprint authentication. This is especially useful in rural areas where traditional bank branches are far away.<\/p>\n<p data-start=\"1458\" data-end=\"1644\">According to NPCI (National Payments Corporation of India), AEPS transactions crossed <strong data-start=\"1544\" data-end=\"1571\">over 2 billion annually<\/strong>, proving how essential the system has become for everyday banking needs.<\/p>\n<hr data-start=\"1646\" data-end=\"1649\" \/>\n<h2 data-start=\"1651\" data-end=\"1688\"><strong data-start=\"1654\" data-end=\"1686\">2. What Is Boi AEPS Service?<\/strong><\/h2>\n<p data-start=\"1689\" data-end=\"1958\"><strong data-start=\"1689\" data-end=\"1709\">Boi AEPS Service<\/strong> refers to the Aadhaar-enabled banking service provided by <strong data-start=\"1768\" data-end=\"1785\">Bank of India<\/strong> that allows customers to perform essential transactions such as cash withdrawal, balance inquiry, fund transfer, and mini statement retrieval using only their Aadhaar card.<\/p>\n<p data-start=\"1960\" data-end=\"2076\">Unlike conventional ATM or branch banking, customers do <strong data-start=\"2016\" data-end=\"2023\">not<\/strong> need a debit card, cheque book, or mobile banking.<\/p>\n<p data-start=\"2078\" data-end=\"2111\">This service is widely used by:<\/p>\n<ul data-start=\"2112\" data-end=\"2270\">\n<li data-start=\"2112\" data-end=\"2146\">\n<p data-start=\"2114\" data-end=\"2146\">Rural and semi-urban customers<\/p>\n<\/li>\n<li data-start=\"2147\" data-end=\"2186\">\n<p data-start=\"2149\" data-end=\"2186\">Banking correspondents (CSP agents)<\/p>\n<\/li>\n<li data-start=\"2187\" data-end=\"2232\">\n<p data-start=\"2189\" data-end=\"2232\">Retailers offering micro-banking services<\/p>\n<\/li>\n<li data-start=\"2233\" data-end=\"2270\">\n<p data-start=\"2235\" data-end=\"2270\">Pensioners and subsidy recipients<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2272\" data-end=\"2275\" \/>\n<h2 data-start=\"2277\" data-end=\"2315\"><strong data-start=\"2280\" data-end=\"2313\">3. How Boi AEPS Service Works<\/strong><\/h2>\n<p data-start=\"2316\" data-end=\"2363\">The process is designed to be extremely simple:<\/p>\n<ol data-start=\"2365\" data-end=\"2682\">\n<li data-start=\"2365\" data-end=\"2421\">\n<p data-start=\"2368\" data-end=\"2421\">Customer visits a BOI CSP, retailer, or AEPS agent.<\/p>\n<\/li>\n<li data-start=\"2422\" data-end=\"2466\">\n<p data-start=\"2425\" data-end=\"2466\">Customer provides their Aadhaar number.<\/p>\n<\/li>\n<li data-start=\"2467\" data-end=\"2538\">\n<p data-start=\"2470\" data-end=\"2538\">Agent enters the Aadhaar number into the AEPS device or micro-ATM.<\/p>\n<\/li>\n<li data-start=\"2539\" data-end=\"2595\">\n<p data-start=\"2542\" data-end=\"2595\">Customer authenticates using fingerprint\/biometric.<\/p>\n<\/li>\n<li data-start=\"2596\" data-end=\"2646\">\n<p data-start=\"2599\" data-end=\"2646\">The request is sent to NPCI for verification.<\/p>\n<\/li>\n<li data-start=\"2647\" data-end=\"2682\">\n<p data-start=\"2650\" data-end=\"2682\">Transaction completes instantly.<\/p>\n<\/li>\n<\/ol>\n<div class=\"no-scrollbar flex min-h-36 flex-nowrap gap-0.5 overflow-auto sm:gap-1 sm:overflow-hidden xl:min-h-44 mt-1 mb-5 [&amp;:not(:first-child)]:mt-4\">\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-s-xl\"><\/div>\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)]\"><\/div>\n<\/div>\n<p data-start=\"2726\" data-end=\"2843\">Because AEPS is interoperable, <strong data-start=\"2757\" data-end=\"2826\">BOI customers can use AEPS services even at agents of other banks<\/strong>, and vice versa.<\/p>\n<hr data-start=\"2845\" data-end=\"2848\" \/>\n<h2 data-start=\"2850\" data-end=\"2905\"><strong data-start=\"2853\" data-end=\"2905\">4. Key Features and Benefits of Boi AEPS Service<\/strong><\/h2>\n<ul data-start=\"2907\" data-end=\"3216\">\n<li data-start=\"2907\" data-end=\"2951\">\n<p data-start=\"2909\" data-end=\"2951\">\u2714 <strong data-start=\"2911\" data-end=\"2949\">No need for debit card or passbook<\/strong><\/p>\n<\/li>\n<li data-start=\"2952\" data-end=\"3023\">\n<p data-start=\"2954\" data-end=\"3023\">\u2714 Works even in remote villages with limited banking infrastructure<\/p>\n<\/li>\n<li data-start=\"3024\" data-end=\"3065\">\n<p data-start=\"3026\" data-end=\"3065\">\u2714 Fast, secure biometric verification<\/p>\n<\/li>\n<li data-start=\"3066\" data-end=\"3108\">\n<p data-start=\"3068\" data-end=\"3108\">\u2714 Supports government subsidy payments<\/p>\n<\/li>\n<li data-start=\"3109\" data-end=\"3163\">\n<p data-start=\"3111\" data-end=\"3163\">\u2714 Allows small retailers to offer banking services<\/p>\n<\/li>\n<li data-start=\"3164\" data-end=\"3216\">\n<p data-start=\"3166\" data-end=\"3216\">\u2714 Helps promote financial inclusion across India<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3218\" data-end=\"3318\">For business owners, the service offers consistent daily footfall and transaction-based commissions.<\/p>\n<hr data-start=\"3320\" data-end=\"3323\" \/>\n<figure id=\"attachment_2066\" aria-describedby=\"caption-attachment-2066\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-2066\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt-1024x683.png\" alt=\"how to stop aeps cash withdrawal\u200b\" width=\"1024\" height=\"683\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fyzzed6b2mgn27g1qaqt.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-2066\" class=\"wp-caption-text\">how to stop aeps cash withdrawal\u200b<\/figcaption><\/figure>\n<h2 data-start=\"3325\" data-end=\"3370\"><strong data-start=\"3328\" data-end=\"3368\">5. Services Available Under Boi AEPS<\/strong><\/h2>\n<p data-start=\"3371\" data-end=\"3435\">BOI customers and AEPS agents can handle the following services:<\/p>\n<ul data-start=\"3437\" data-end=\"3622\">\n<li data-start=\"3437\" data-end=\"3460\">\n<p data-start=\"3439\" data-end=\"3460\"><strong data-start=\"3439\" data-end=\"3458\">Cash Withdrawal<\/strong><\/p>\n<\/li>\n<li data-start=\"3461\" data-end=\"3484\">\n<p data-start=\"3463\" data-end=\"3484\"><strong data-start=\"3463\" data-end=\"3482\">Balance Inquiry<\/strong><\/p>\n<\/li>\n<li data-start=\"3485\" data-end=\"3507\">\n<p data-start=\"3487\" data-end=\"3507\"><strong data-start=\"3487\" data-end=\"3505\">Mini Statement<\/strong><\/p>\n<\/li>\n<li data-start=\"3508\" data-end=\"3548\">\n<p data-start=\"3510\" data-end=\"3548\"><strong data-start=\"3510\" data-end=\"3546\">Aadhaar-to-Aadhaar Fund Transfer<\/strong><\/p>\n<\/li>\n<li data-start=\"3549\" data-end=\"3622\">\n<p data-start=\"3551\" data-end=\"3622\"><strong data-start=\"3551\" data-end=\"3622\">Government DBT Withdrawal (Pension, Scholarship, LPG subsidy, etc.)<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3624\" data-end=\"3738\">The simplicity and reliability are what make <strong data-start=\"3669\" data-end=\"3689\">Boi AEPS Service<\/strong> a preferred choice among micro-banking networks.<\/p>\n<hr data-start=\"3740\" data-end=\"3743\" \/>\n<h2 data-start=\"3745\" data-end=\"3772\"><strong data-start=\"3748\" data-end=\"3772\">6. Example Use Cases<\/strong><\/h2>\n<h3 data-start=\"3774\" data-end=\"3815\"><strong data-start=\"3778\" data-end=\"3813\">Case Study 1: Rural Convenience<\/strong><\/h3>\n<p data-start=\"3816\" data-end=\"3988\">A farmer living 25 km away from the nearest bank can walk to a nearby retail shop offering BOI AEPS services and withdraw money instantly using just Aadhaar authentication.<\/p>\n<h3 data-start=\"3990\" data-end=\"4042\"><strong data-start=\"3994\" data-end=\"4040\">Case Study 2: Retailer Earning Opportunity<\/strong><\/h3>\n<p data-start=\"4043\" data-end=\"4217\">A small grocery shop owner becomes a BOI AEPS agent. With 40\u201350 customers a day, the retailer earns commissions on every transaction, increasing monthly income significantly.<\/p>\n<h3 data-start=\"4219\" data-end=\"4268\"><strong data-start=\"4223\" data-end=\"4266\">Case Study 3: Government Subsidy Access<\/strong><\/h3>\n<p data-start=\"4269\" data-end=\"4410\">A pensioner receives their DBT subsidy in their Aadhaar-linked BOI account and can withdraw it through AEPS without visiting any bank branch.<\/p>\n<hr data-start=\"4412\" data-end=\"4415\" \/>\n<h2 data-start=\"4417\" data-end=\"4484\"><strong data-start=\"4420\" data-end=\"4482\">7. How Businesses and Retailers Earn from Boi AEPS Service<\/strong><\/h2>\n<p data-start=\"4485\" data-end=\"4611\">Retailers and CSPs (Customer Service Points) earn through <strong data-start=\"4543\" data-end=\"4573\">commission per transaction<\/strong>, which varies by provider. Typically:<\/p>\n<ul data-start=\"4613\" data-end=\"4715\">\n<li data-start=\"4613\" data-end=\"4656\">\n<p data-start=\"4615\" data-end=\"4656\">Cash Withdrawal: \u20b93\u2013\u20b912 per transaction<\/p>\n<\/li>\n<li data-start=\"4657\" data-end=\"4686\">\n<p data-start=\"4659\" data-end=\"4686\">Balance Inquiry: \u20b90.25\u2013\u20b91<\/p>\n<\/li>\n<li data-start=\"4687\" data-end=\"4715\">\n<p data-start=\"4689\" data-end=\"4715\">Mini Statement: \u20b90.50\u2013\u20b91<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4717\" data-end=\"4831\">Businesses also gain higher footfall, improved customer trust, and cross-selling opportunities for other services.<\/p>\n<hr data-start=\"4833\" data-end=\"4836\" \/>\n<figure id=\"attachment_2067\" aria-describedby=\"caption-attachment-2067\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-2067\" src=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q-1024x683.png\" alt=\"how to stop aeps cash withdrawal\u200b\" width=\"1024\" height=\"683\" title=\"\" srcset=\"https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q-1024x683.png 1024w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q-300x200.png 300w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q-150x100.png 150w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q-768x512.png 768w, https:\/\/aepsseva.in\/blog\/wp-content\/uploads\/2025\/12\/20251204_2132_BOI-AEPS-Service_simple_compose_01kbn1fz00ey4tns226s3nwj8q.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-2067\" class=\"wp-caption-text\">how to stop aeps cash withdrawal\u200b<\/figcaption><\/figure>\n<h2 data-start=\"4838\" data-end=\"4874\"><strong data-start=\"4841\" data-end=\"4874\">8. Challenges and Limitations<\/strong><\/h2>\n<p data-start=\"4876\" data-end=\"4939\">Even though AEPS is a great tool, it does have some challenges:<\/p>\n<ul data-start=\"4941\" data-end=\"5146\">\n<li data-start=\"4941\" data-end=\"4978\">\n<p data-start=\"4943\" data-end=\"4978\">Biometric authentication failures<\/p>\n<\/li>\n<li data-start=\"4979\" data-end=\"5013\">\n<p data-start=\"4981\" data-end=\"5013\">Network issues in remote areas<\/p>\n<\/li>\n<li data-start=\"5014\" data-end=\"5042\">\n<p data-start=\"5016\" data-end=\"5042\">Daily transaction limits<\/p>\n<\/li>\n<li data-start=\"5043\" data-end=\"5095\">\n<p data-start=\"5045\" data-end=\"5095\">Dependency on Aadhaar seeding with bank accounts<\/p>\n<\/li>\n<li data-start=\"5096\" data-end=\"5146\">\n<p data-start=\"5098\" data-end=\"5146\">Occasional server downtime due to NPCI traffic<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5148\" data-end=\"5217\">However, BOI continuously improves its systems to reduce such issues.<\/p>\n<hr data-start=\"5219\" data-end=\"5222\" \/>\n<h2 data-start=\"5224\" data-end=\"5288\"><strong data-start=\"5227\" data-end=\"5286\">9. How to Register for Boi AEPS Service (For Retailers)<\/strong><\/h2>\n<p data-start=\"5289\" data-end=\"5334\">Becoming a BOI AEPS agent generally requires:<\/p>\n<ol data-start=\"5336\" data-end=\"5546\">\n<li data-start=\"5336\" data-end=\"5361\">\n<p data-start=\"5339\" data-end=\"5361\">Aadhaar and PAN card<\/p>\n<\/li>\n<li data-start=\"5362\" data-end=\"5396\">\n<p data-start=\"5365\" data-end=\"5396\">Bank account (preferably BOI)<\/p>\n<\/li>\n<li data-start=\"5397\" data-end=\"5449\">\n<p data-start=\"5400\" data-end=\"5449\">Biometric device (like Morpho, Mantra, Secugen)<\/p>\n<\/li>\n<li data-start=\"5450\" data-end=\"5501\">\n<p data-start=\"5453\" data-end=\"5501\">KYC verification with an AEPS service provider<\/p>\n<\/li>\n<li data-start=\"5502\" data-end=\"5546\">\n<p data-start=\"5505\" data-end=\"5546\">Retail shop or customer-facing location<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"5548\" data-end=\"5635\">Many fintech companies partnered with BOI enable instant onboarding for AEPS retailers.<\/p>\n<hr data-start=\"5637\" data-end=\"5640\" \/>\n<h2 data-start=\"5642\" data-end=\"5689\"><strong data-start=\"5645\" data-end=\"5689\">10. Best Practices for Secure AEPS Usage<\/strong><\/h2>\n<ul data-start=\"5691\" data-end=\"5973\">\n<li data-start=\"5691\" data-end=\"5739\">\n<p data-start=\"5693\" data-end=\"5739\">Never share Aadhaar numbers or OTPs publicly<\/p>\n<\/li>\n<li data-start=\"5740\" data-end=\"5782\">\n<p data-start=\"5742\" data-end=\"5782\">Ensure biometric devices are certified<\/p>\n<\/li>\n<li data-start=\"5783\" data-end=\"5821\">\n<p data-start=\"5785\" data-end=\"5821\">Maintain accurate transaction logs<\/p>\n<\/li>\n<li data-start=\"5822\" data-end=\"5858\">\n<p data-start=\"5824\" data-end=\"5858\">Use stable internet connectivity<\/p>\n<\/li>\n<li data-start=\"5859\" data-end=\"5920\">\n<p data-start=\"5861\" data-end=\"5920\">Teach customers to check receipts after every transaction<\/p>\n<\/li>\n<li data-start=\"5921\" data-end=\"5973\">\n<p data-start=\"5923\" data-end=\"5973\">Verify balance before and after cash withdrawals<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5975\" data-end=\"6042\">Following these steps prevents fraud and ensures smooth operations.<\/p>\n<hr data-start=\"6044\" data-end=\"6047\" \/>\n<h2 data-start=\"6049\" data-end=\"6103\"><strong data-start=\"6052\" data-end=\"6103\">11. Useful External and Internal Resource Links<\/strong><\/h2>\n<h3 data-start=\"6105\" data-end=\"6154\"><strong data-start=\"6109\" data-end=\"6154\">External Resources (DoFollow Suggestions)<\/strong><\/h3>\n<ul data-start=\"6155\" data-end=\"6271\">\n<li data-start=\"6155\" data-end=\"6208\">\n<p data-start=\"6157\" data-end=\"6208\">NPCI Official AEPS Page \u2014 <a class=\"decorated-link\" href=\"https:\/\/www.npci.org.in\" target=\"_new\" rel=\"noopener\" data-start=\"6183\" data-end=\"6206\">https:\/\/www.npci.org.in<\/a><\/p>\n<\/li>\n<li data-start=\"6209\" data-end=\"6271\">\n<p data-start=\"6211\" data-end=\"6271\">Bank of India Official Website \u2014 <a class=\"decorated-link\" href=\"https:\/\/bankofindia.co.in\" target=\"_new\" rel=\"noopener\" data-start=\"6244\" data-end=\"6269\">https:\/\/bankofindia.co.in<\/a><\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"6273\" data-end=\"6306\"><strong data-start=\"6277\" data-end=\"6306\">Internal Link Suggestions<\/strong><\/h3>\n<p data-start=\"6307\" data-end=\"6354\">(You may add links to your own website pages)<\/p>\n<ul data-start=\"6355\" data-end=\"6450\">\n<li data-start=\"6355\" data-end=\"6375\">\n<p data-start=\"6357\" data-end=\"6375\">&#8220;How AEPS Works&#8221;<\/p>\n<\/li>\n<li data-start=\"6376\" data-end=\"6417\">\n<p data-start=\"6378\" data-end=\"6417\">&#8220;Best Fintech Services for Retailers&#8221;<\/p>\n<\/li>\n<li data-start=\"6418\" data-end=\"6450\">\n<p data-start=\"6420\" data-end=\"6450\">&#8220;BOI CSP Registration Guide&#8221;<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"6452\" data-end=\"6455\" \/>\n<h2 data-start=\"6457\" data-end=\"6501\">### <strong data-start=\"6464\" data-end=\"6501\">Frequently Asked Questions (FAQs)<\/strong><\/h2>\n<h3 data-start=\"6503\" data-end=\"6557\"><strong data-start=\"6507\" data-end=\"6555\">1. What is Boi AEPS Service in simple words?<\/strong><\/h3>\n<p data-start=\"6558\" data-end=\"6692\">It is a banking service by Bank of India that allows transactions using Aadhaar authentication instead of ATM cards or mobile banking.<\/p>\n<h3 data-start=\"6694\" data-end=\"6720\"><strong data-start=\"6698\" data-end=\"6718\">2. Is AEPS safe?<\/strong><\/h3>\n<p data-start=\"6721\" data-end=\"6790\">Yes. AEPS uses biometric verification, making it secure and reliable.<\/p>\n<h3 data-start=\"6792\" data-end=\"6853\"><strong data-start=\"6796\" data-end=\"6851\">3. Can BOI customers use AEPS at other bank agents?<\/strong><\/h3>\n<p data-start=\"6854\" data-end=\"6922\">Absolutely. AEPS is interoperable across all banks linked with NPCI.<\/p>\n<h3 data-start=\"6924\" data-end=\"6967\"><strong data-start=\"6928\" data-end=\"6965\">4. How do AEPS agents earn money?<\/strong><\/h3>\n<p data-start=\"6968\" data-end=\"7065\">They earn commissions for every cash withdrawal, balance inquiry, and mini statement transaction.<\/p>\n<h3 data-start=\"7067\" data-end=\"7110\"><strong data-start=\"7071\" data-end=\"7108\">5. Can AEPS work without Aadhaar?<\/strong><\/h3>\n<p data-start=\"7111\" data-end=\"7188\">No. Aadhaar and biometric authentication are mandatory for AEPS transactions.<\/p>\n<hr data-start=\"7190\" data-end=\"7193\" \/>\n<h2 data-start=\"7195\" data-end=\"7214\"><strong data-start=\"7198\" data-end=\"7212\">Conclusion<\/strong><\/h2>\n<p data-start=\"7215\" data-end=\"7533\"><strong data-start=\"7215\" data-end=\"7235\">Boi AEPS Service<\/strong> has transformed digital banking in India, especially for people living in rural and remote regions. With its simple Aadhaar-based authentication, quick processing, and accessibility through thousands of retail agents, AEPS ensures that essential banking services reach every corner of the country.<\/p>\n<p data-start=\"7535\" data-end=\"7811\">For businesses, it opens doors to consistent income through commissions and customer engagement. For customers, it offers convenience, security, and financial inclusion. As India moves toward a more digitized economy, AEPS will continue shaping the future of seamless banking.<\/p>\n<hr data-start=\"7813\" data-end=\"7816\" \/>\n<h2 data-start=\"7818\" data-end=\"7837\"><strong data-start=\"7821\" data-end=\"7835\">Disclaimer<\/strong><\/h2>\n<p data-start=\"7838\" data-end=\"8162\">This article is created <strong data-start=\"7862\" data-end=\"7895\">for educational purposes only<\/strong>. If you have any issue regarding the content of this post, please visit the <strong data-start=\"7972\" data-end=\"7985\"><a href=\"https:\/\/aepsseva.in\/blog\/can-aeps-be-started-without-a-shop-on-aepspe\/\">DMCA<\/a> page<\/strong> on this website and follow the proper removal or verification guidelines. Ownership or content-related concerns must be addressed through the appropriate verification channels.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boi AEPS Service is one of the most reliable and convenient digital banking solutions offered by Bank of India (BOI). [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2065,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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