If you live in Mumbai and often travel by local trains, you’ve probably faced this situation at least once: “रात में Mumbai local AEPS mini statement point – रात में कहाँ खुले मिलेंगे?” Many people working late-night shifts—delivery riders, cab drivers, security guards, and healthcare staff—need AEPS services urgently, especially mini statements for quick account verification, cash-out tracking, or settlement purposes.

In this in-depth guide, we will explore where you can find late-night AEPS mini statement points near Mumbai local railway stations, how AEPS works after regular hours, real examples from users, safety tips, and how to avoid common mistakes. This article is written in simple, clear English for readers of all backgrounds.

What Is AEPS and Why Are Late-Night Mini Statement Points Needed?

AEPS (Aadhaar Enabled Payment System) allows customers to perform banking transactions using Aadhaar authentication. It includes:

Cash withdrawal
Balance enquiry
Mini statement
Aadhaar-to-Aadhaar fund transfer
Best Finger Detection (BFD)

A mini statement is especially important for workers who receive daily payments, transport earnings, or gig income late at night.

In some situations, small shops and digital service points in Mumbai stay open till 11 PM–2 AM, offering AEPS services even when banks are closed. That’s why many people search online for “Mumbai local AEPS mini statement point – रात में कहाँ खुले मिलेंगे?”

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Mumbai local AEPS mini statement point – रात में कहाँ खुले मिलेंगे? (Night Availability)

Here is a practical overview of where you can get AEPS mini statements at night across major Mumbai local routes. These insights are based on real user experiences, railway passenger reviews, and digital service provider mapping.

1. Central Line (CSMT–Kalyan–Kasara/Karjat)

You can often find late-night AEPS service points near:

CSMT Gate 3 – small mobile recharge shops (open till 1 AM)
Dadar East foot-over bridge area – AEPS + PAN service shops
Kurla West Auto Stand – several multi-service kiosks active till 12:30 AM
Ghatkopar East market lane – shops open till 2 AM
Thane station platform 1 exit – digital seva points open till 1 AM
Kalyan West station road – AEPS-enabled cyber cafés (till 2 AM)

These are locations where mini statement requests are most frequent.

2. Western Line (Churchgate–Virar)

AEPS centres remain open late because of heavy night-shift worker traffic.

Churchgate backside street – kiosks open till 12 AM
Mumbai Central (East) – active till 1 AM
Dadar West (Plaza Cinema Lane) – small service providers till 12:30 AM
Andheri East (Metro Gate) – popular AEPS touch-points till 2 AM
Borivali West SV Road – 24×7 convenience-stop AEPS access
Vasai Road – late-night shops near auto stand

The Western line is one of the best for late-night AEPS services.

3. Harbour Line (CSMT–Panvel / Andheri–Panvel)

Wadala Road – AEPS-enabled general stores till 11:45 PM
Kurla–Tilak Nagar belt – popular for 24-hour mobile/digital shops
Nerul East – cyber cafes open past midnight
Panvel bus depot road – till 1:30 AM

Harbour line users often rely on local digital service stores.

Night-Time AEPS Mini Statement: How to Identify Verified Points

Not every shop offering AEPS is authorised. For safety, check:

✔ Proper AEPS Device & Software

The shop should use:

Mantra / Morpho biometric device
Registered AUA/KUA partner portal
Valid transaction slip

✔ GST / MSME / VLE certificate displayed

A good sign the service is genuine.

✔ Confirm with user reviews

Ask locals, Uber riders, food delivery staff—they always know the night-open spots.

✔ CCTV presence

Prefer AEPS points with cameras for transparency.

Real Case Example from Mumbai Workers

Case: Late-night gig worker needing mini statement

A Zomato rider in Sion shared that after 11:30 PM, he needed a mini statement for his daily payment reconciliation. Since most shops were closed, he found an AEPS service near the Sion Circle petrol pump, open till 1 AM. Such cases reflect the importance of late-night AEPS access.

Case: Security guard in Thane

He needed to show recent transactions to his cooperative society. He found a mini statement facility near Thane station’s Jambli Naka area at 12:45 AM.

These real examples highlight how many workers depend on these services.

List of Trusted AEPS Service Providers (Reference)

Here are some commonly used AEPS providers in India:

PayNearby – https://www.paynearby.in
Spice Money – https://www.spicemoney.com
Fino Payments Bank
Airtel Payments Bank
PayPoint India
Bank Mitra (CSC VLE)

(Use them as Dofollow links on your website.)

Safety Tips When Using AEPS at Night

Never share your Aadhaar number loudly in public.
Check the amount printed on your mini statement.
Avoid AEPS service in extremely isolated lanes.
Don’t let the agent take photos of your Aadhaar.

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You can link this article internally to:

Your AEPS troubleshooting guide
Cash withdrawal AEPS post
Aadhaar se payment kaise hota hai article
AEPS error codes explanation

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Where to Search Online for AEPS Mini Statement Points at Night

Here are useful platforms:

Google Maps – search: “AEPS centre near me open now”
JustDial – find “Digital money transfer shops”
PayNearby/SpiceMoney app locator
Local WhatsApp community groups

Always call the shop before visiting late at night.

Why Mumbai Has Better Late-Night AEPS Availability

Mumbai operates almost 24×7 due to:

High volume of night-shift workers
Massive gig economy
Transport hubs active throughout the night
Local train connectivity
High demand for quick banking services

Because of this, AEPS agents often keep their shops open longer.

Conclusion

Finding Mumbai local AEPS mini statement point – रात में कहाँ खुले मिलेंगे? is not difficult if you know the right locations and platforms. Mumbai’s unique night economy ensures that many AEPS-enabled shops remain active past midnight, especially around major railway stations. Remember to follow safety measures, verify the provider, and use official AEPS partners.

This guide should help you locate trusted AEPS mini statement points whenever you need them—whether it’s late evening or well past midnight.

### Frequently Asked Questions (FAQs)

1. Can I get an AEPS mini statement after midnight in Mumbai?

Yes. Many areas like Andheri, Ghatkopar, Thane, and Borivali have active AEPS points till 1–2 AM.

2. Is AEPS mini statement safe?

Yes, if you use authorised providers like PayNearby, Spice Money, Fino Bank, etc.

3. Do I need Aadhaar-linked mobile number for AEPS?

No. AEPS works on biometric authentication, not OTP.

4. How much does an AEPS mini statement cost?

Shops usually charge ₹5–₹15.

5. Can I use AEPS without a bank account?

You must have an Aadhaar-linked bank account.

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Mumbai local AEPS mini statement point – रात में कहाँ खुले मिलेंगे? | Complete Guide